Senior Credit Risk Manager

At a glance

Requirements Settings Team (RST) is responsible for setting bank wide Credit Risk requirements in order to achieve regulatory compliance across the Credit Risk Life Cycle. Credit Risk requirements detail credit risk regulation and credit risk strategy so that it can be executed across ABN AMRO. We achieve this goal by delivering documents and guidance on complex Credit Risk related topics related to e.g. CRR/CRD/RTS/EBA regulations and guidelines. RST acts as a consulted stakeholder within second line Credit Risk on projects withing ABN AMRO. We are dedicated to pro-actively help the ABN AMRO different business lines to achieve compliance.

Your job

We are looking for Risk professionals who are Credit Risk allrounders that understand regulations from a conceptual and practical angle and who know the key 1st line business processes. Regulatory credit risk is the core of our business. RST helps to move regulatory aspects towards practically implementable requirements and supporting guidance. This is done by combining writing, listening, explaining, and convincing many different stakeholders. The ideal candidate takes regulatory knowledge to our client units to explain what is required and supports them by participating in critical and constructive dialogues. Experience with project management is a must since you will have to independently manage a complex project of 3 to 5 people. You are expected to have and/or develop strategic vision and how to embed this in discussions and deliverables  

Not one day is the same as the team is involved with the remediation of ECB obligations, calculation standards and data requirements for the RWA calculation, COREP exposure classes, rating assignment, connected clients, group support, credit risk reporting, etc. Subjects cover varieties of retail and wholesale banking and wealth management for ABN AMRO’s businesses in- and outside The Netherlands. The activities of the team rely on strong knowledge of the CRR/CRD/EBA/CoRep/FinRep as well as a thorough understanding of how the banking business in the 1st line works. This understanding is the foundation to translate all these regulations iteratively into usable documents. 

Working environment

RST is one of the four teams in the Credit Risk Oversight and Strategy department (CROS). In our roles within CROS we work closely with our colleagues within Credit Risk. We also liaise closely with Modelling teams, IT teams, interdisciplinary implementation teams (GRIDs),Policy department, internal Basel Centre, and crucially experts and teams in the different 1st line commercial areas. Hence, in your role with us you will have to be able to communicate with a broad range of stakeholders towards whom you can stand your ground, find the heart of the matter, and have persuasiveness

The Requirements Settings Team is growing and the current team currently consists of 12 ambitious people from all around the world. This diversity is considered as a team asset. Our corporate language is English, both verbally and in writing. Within the team and the Credit Risk department, there is a lot of room for personal growth and development and pursuing a career within the ABN AMRO Credit Risk is over time stimulated. Different views are valued and respected where it is encouraged to provide new perspectives and views. The atmosphere is open and informal. We are dedicated to help each other.

Your profile

We are looking for a colleague with broad experience in Credit Risk and a thorough understanding of the banking business. Regulatory knowledge comes with practical experience in writing (policy) documents and regulatory implementations. Flexibility is a required skill and curiosity and self-motivated drive is a great personal asset in this role. You quickly feel comfortable with new subjects and are able to coordinate and control the related work allocation towards colleagues where deadlines can be challenging. Additionally, you can oversee the impact of new regulations throughout ABN Amro. 

You are a great fit if you get excited about these complex subjects and challenging environment, and feel that you can contribute to the mission of Credit Risk throughout ABN AMRO and can relate to the following:

• You are a fast thinker that can work on detailed questions as well as overarching challenges
• You have 10+ years of experience in a relevant position preferably in both the 1st and 2nd line that is over and beyond regulatory reporting aspects
• You are able to understand regulations and explain the essences in an understandable way to different audiences
• You have extensive knowledge of the very broad credit risk related regulations
• You have excellent overall communications skills (English)
• You like working in a project orientated surrounding where you will at  times drive projects

We will evaluate candidates based on their individual qualities and their added value to the skills, knowledge and diversity of the team.

We are offering

The opportunity to be the best you can be, work flexible hours and lots of room to grow both personally and professionally

• The gross monthly salary displayed above is based on a 36-hour work week, including vacation pay and benefit budget.
  • The Benefit Budget is 11% of your salary. The Benefit Budget allows you to acquire additional employment benefits. If you make no purchases or reservations in the Benefit Shop in a given month, you are paid one twelfth of your Benefit Budget that month.
• Five weeks of vacation per year. You have the option to purchase an additional four weeks per year.
• Personal development Budget of € 1,000 per year, which you can accumulate up to € 3,000.
• Possibility to work from home (in consultation with your team and depending on your position).
• An annual public transport pass with free public transportation throughout the Netherlands.
• An excellent pension scheme.

Interested?

For more information you can contact jeroen.de.smet@nl.abnamro.com.

Equal opportunities for all

The success of our organisation depends on the quality of our people and the ideas that they have. Truly surprising insights and innovative solutions for our clients result from an interplay of cultures, knowledge and experience. Diversity is therefore extremely important to our organisation. To ensure that everyone at ABN AMRO can develop their talents, we encourage an inclusive culture in which all colleagues feel engaged and appreciated.

Disclaimer external recruitment agencies

External recruitment agencies need to have a signed agreement with ABN AMRO BANK N.V., executed by a Talent Acquisition Specialist, when submitting a resume to a vacancy. No unsolicited services or offers, please.